Practice buying a mortgage before buying a home
If you want a mortgage payment around $2,500...
Your lender will help you determine how much home you can afford at the monthly payment you want
Here's our #1 tip if you're currently paying less in rent
If your current rent is $2,000, automatically deposit $500/month into another bank account when you pay your rent. This equals $2,500 and creates a habit of paying your future mortgage amount.
If you can do this comfortably for 3-4 months then you know that you can afford the $2,500 mortgage payment.
BONUS:
By practicing this you have now saved an additional $2,000 that you can use towards the purchase of your future home.