Do you know your credit score?
It's always a good idea to review your credit report periodically, even if you are years away from buying a home or getting a mortgage.
However, if you are planning to buy a home in the next 6 months (or even just starting to think about it) knowing your credit score is an important first step to becoming a homeowner.
Mortgage lenders will use your credit score as an important factor in determining what loan you qualify for, and what interest rate to offer you. If you don't regularly check your credit, and there are errors on your credit report, you may have trouble qualifying for a loan and getting a mortgage.
Don't delay in checking your credit! If you are thinking about starting your home search and want to proactively reach out to a lender, send us a message. We would be happy to recommend lenders that we trust and work with regularly!
Hokel Real Estate Team | www.hokelrealestateteam.com | 515-981-2113